Transfer to Bank

Berfungsi untuk melakukan transfer saldo SpeedCash ke rekening bank

info

respon akan di dapat setelah user melakukan input pin, halaman input pin akan di informasikan terpisah, akan timeout setelah 5 menit tidak ada pin yang terinput di halaman pin

note

Ketika digunakan untuk transfer dari id master perlu dilakukan whitelist rekening di sistem SpeedCash, dan tanpa halam input pin

Sequence Diagram

Bagian berikut akan menjelaskan tentang detail teknis untuk proses transfer bank.

"Sequence Diagram"

note

Pastikan partnerReferenceNo pada request dan params di url input pin sama agar terproses

Service Info

HTTP Method	POST
Service Code	43
Http Method	POST
Path	.../{version}/emoney/transfer-bank

Header Name	Tipe Data	Wajib	Deskripsi
Content-Type	String	Y	application/json
Authorization	String	Y	Token B2B
Authorization-Customer	String	Y	Token B2B2C
X-SIGNATURE	String	Y	Dibuat dengan algoritma asymmetric with token `B2B2C`: Signature Generation
X-PARTNER-ID	String	Y	Client’s client_id (diberikan pada saat onboarding )
X-EXTERNAL-ID	String	Y	Nomor referensi yang harus unik pada hari yg sama
CHANNEL-ID	String	Y	00001 untuk PJP and 00002 untuk non PJP

Body

Parameter	Tipe Data	Wajib	Deskripsi
partnerReferenceNo	String	Y	Pengidentifikasi transaksi pada sistem konsumen layanan Length: `<= 64 karakter`
customerNumber	String	Y	Nomor Akun Pelanggan Length: `<= 32 karakter`
beneficiaryAccountNumber	String	Y	Nomor rekening penerima Length: `<= 32 karakter`
beneficiaryBankCode	String	Y	Kode bank Lenght: `<= 8 karakter`
amount	Object	Y	Jumlah
additionalInfo	Object	Y	Informasi Tambahan
notes	Object	N	Deskripsi
bankAccountName	Object	Y	Nama Penerima
referenceNo	Object	Y	Kode Trankasi didapat dari `bank-account-inquiry`
transactionCode	Object	Y	Kode Trankasi inquiry didapat dari `bank-account-inquiry`
merchantId	String	Y	Kode unik yang dimiliki setiap user Length: `<= 64 characters`
centralId	String	C	Id master Key length: `<= 6 characters` nb: hanya ketika transfer dari id master

Request samples

JSON
CURL

{
    "partnerReferenceNo": "202411071648522545240215",
    "customerNumber": "0812xxxxxxxx",
    "beneficiaryAccountNumber": "14200xxxxxxxx",
    "beneficiaryBankCode": "008",
    "amount": {
        "value": "10000.00",
        "currency": "IDR"
    },
    "additionalInfo": {
        "notes": "WITHDRAWAL",
        "bankAccountName": "ROSIDI DRAGON",
        "referenceNo": "5305899",
        "transactionCode": "87375305",
        "merchantId": "121xxxx"
    }
}

curl --location --request POST '.../v1.0/emoney/transfer-bank' \
--header 'X-TIMESTAMP: 2023-01-27T13:51:00+07:00' \
--header 'X-SIGNATURE: RwABEherf+3MTBhIf6vtju6ko+YOFFKWLGgHCD5RwX1I17JCKVn8ffc/TenEIly85InhuIcKCDqDrxbIBhaKEg==' \
--header 'X-PARTNER-ID: 085224a9-4b42-4f7d-959f-4452f8a9a1ff' \
--header 'X-EXTERNAL-ID: 024a31b6-e0c8-429a-9d41-83a2f44b6844' \
--header 'X-DEVICE-ID: android-20013adf6cdd8123f' \
--header 'CHANNEL-ID: 12345' \
--header 'Authorization: Bearer bb005fcb-dea9-499a-9e7a-bcf651b2334e' \
--header 'Authorization-Customer:Bearer 5b8bbaf8-4aca-4072-9ea8-d85bed65105f' \
--header 'Content-Type: application/json' \
--data '{
   "partnerReferenceNo": "202411071648522545240215",
    "customerNumber": "0812xxxxxxxx",
    "beneficiaryAccountNumber": "14200xxxxxxxx",
    "beneficiaryBankCode": "008",
    "amount": {
        "value": "10000.00",
        "currency": "IDR"
    },
    "additionalInfo": {
        "notes": "WITHDRAWAL",
        "bankAccountName": "ROSIDI DRAGON",
        "referenceNo": "5305899",
        "transactionCode": "87375305",
        "merchantId": "121xxxx"
    }
}'

Struktur Respons

Parameter	Tipe Data	Deskripsi
responseCode	String	Kode respons Length: `<= 7 karakter`
responseMessage	String	Deskripsi respons Length: `<= 150 karakter`
referenceNo	String	Kode Transaksi Decode
beneficiaryAccountNumber	String	Nomor rekening tujuan Length: `<= 32 karakter`
beneficiaryAccountName	String	Nama penerima tujuan Length: `<= 64 karakter`
beneficiaryBankCode	String	Kode bank Length: `<= 8 karakter`
beneficiaryBankName	String	Nama bank Length: `<= 25 karakter`
amount	Object	Jumlah
additionalInfo	Object	Informasi Tambahan
description	String	Deskripsi

Response samples

{
  "responseCode": "2004300",
  "responseMessage": "Successful",
  "referenceNo": "5037081",
  "referenceNumber": "5037081",
  "additionalInfo": {
    "description": "Transaksi Anda berhasil."
  }
}

Response Code Transfer to Bank

Response Code	Response Message	Description
2004300	Success	Sukses
4004301	Invalid field format { field name }	Format invalid
4004302	Invalid mandatory field {field name}	Format pada bidang wajib tidak ada atau tidak valid
4014300	Unauthorized. Invalid Signature	`X-Signature` salah
4094300	Cannot use same X-EXTERNAL-ID in same day	`X-External-ID` sudah pernah digunakan di hari yang sama
4044301	Bad Request	Request header ada yang salah / kurang
4044301	Unauthorized. Client Forbidden Access API	Partner tidak dapat mengakses api terkait

Transfer to Bank

Sequence Diagram​

Service Info​

Header​

Body​

Request samples​

Struktur Respons​

Response samples​

Response Code Transfer to Bank​